Työkyvyttömyysvakuutuksen
Työkyvyttömyysvakuutus, known in English as disability insurance, is a type of insurance that provides financial protection to individuals who are unable to work due to illness or injury. This insurance is designed to replace a portion of lost income, helping to cover living expenses and other essential costs during periods of disability. In Finland, it is often referred to as työeläke, or pension, when it concerns long-term work incapacity.
There are typically two main types of työkyvyttömyysvakuutus: temporary and permanent. Temporary disability insurance provides benefits
Eligibility for benefits usually requires a medical professional to certify that the individual is unable to