Tvangsinddrivelse

Tvangsinddrivelse refers to the legal process of debt collection in Denmark. It is a mechanism by which creditors can enforce their right to payment when a debtor fails to meet their financial obligations voluntarily. This process is governed by specific legislation designed to balance the rights of creditors with the protection of debtors.

The primary authority responsible for administering tvangsinddrivelse is the Danish Debt Collection Agency (Gældsstyrelsen). This agency acts on behalf of the state and can initiate collection procedures for various types of debts, including taxes, fines, and other public claims. Private creditors can also utilize the tvangsinddrivelse system, often through the assistance of private debt collection agencies or by obtaining a court order that initiates enforcement proceedings.

The tvangsinddrivelse process typically begins with a formal demand for payment, often referred to as a "betalingskrav" or "krav om betaling." If the debtor still fails to pay after this demand, the creditor or the Debt Collection Agency can pursue more coercive measures. These measures can include wage garnishment, seizure of assets, or the sale of property to satisfy the outstanding debt.

There are specific legal procedures and safeguards in place to ensure that tvangsinddrivelse is conducted fairly. Debtors have rights, including the right to be informed about the debt and the collection process, and the possibility to apply for hardship arrangements or payment plans. The legal framework aims to provide a structured and regulated approach to debt recovery, preventing arbitrary or abusive collection practices.