Transzferjövedelem

Transzferjövedelem, often translated as transfer income, refers to income received through a transfer of existing wealth or resources, rather than through current economic activity such as labor or investment. This typically involves payments made by one party to another without any direct goods or services being exchanged in return.

Common examples of transzferjövedelem include government benefits like social security payments, unemployment benefits, and welfare assistance. These are funded through taxation and redistributed to individuals and households. Private transfers also fall under this category, such as remittances sent by family members living abroad to their relatives, or gifts and inheritances.

The key characteristic of transzferjövedelem is its non-reciprocal nature. The recipient gains income or resources without having to produce something in the present to earn it. While it doesn't directly contribute to the current gross domestic product (GDP) as it doesn't represent the production of new goods or services, it plays a significant role in income distribution, poverty reduction, and supporting consumption for individuals who may not have sufficient earned income. Understanding transzferjövedelem is important for analyzing economic inequality and the effectiveness of social welfare programs.