Toimeentuloja

Toimeentuloja is a Finnish term that translates roughly to "livelihood" or "subsistence" in English. It refers to the financial resources and means necessary for an individual or household to cover their basic living expenses. This encompasses essential needs such as food, housing, clothing, healthcare, and transportation.

In Finland, the concept of toimeentuloja is closely tied to the social welfare system. When an individual's or family's income is insufficient to meet these basic needs, they may be eligible for social assistance, known as toimeentulotuki, provided by municipalities or Kela, the Social Insurance Institution of Finland. This support is intended to be a last resort, ensuring that everyone has the minimum resources to live a dignified life.

The assessment of toimeentuloja involves evaluating an individual's income, assets, and essential expenses. The goal is to provide a safety net and prevent poverty and social exclusion. The level of support is typically calculated based on national guidelines and takes into account family size and specific circumstances. Achieving a sufficient toimeentuloja is a fundamental aspect of social well-being in Finland.