Talletussuojajärjestelmät
Talletussuojajärjestelmät, known in English as deposit insurance schemes, are a crucial component of financial stability in many countries. These systems are designed to protect depositors' funds in the event that a bank or other financial institution becomes insolvent. The primary goal is to prevent widespread panic and bank runs, which can have devastating consequences for the economy.
The core principle behind talletussuojajärjestelmät is to guarantee a certain amount of money for each depositor
When a bank fails, the deposit insurance agency steps in to ensure that insured deposits are returned