Spotkaupankäynti

Spotkaupankäynti, often referred to as spot trading, is a fundamental concept in financial markets. It involves the immediate purchase or sale of a financial asset, such as a currency, commodity, or security, at its current market price, known as the spot price. The transaction is settled on the spot, meaning the asset is delivered and payment is made almost instantaneously, typically within two business days depending on the asset class and market conventions.

Unlike futures or options contracts that involve agreements to buy or sell at a future date and price, spot trading is about executing transactions based on real-time market valuations. Traders engage in spot markets to profit from short-term price fluctuations or to acquire or divest assets for immediate use or delivery. The liquidity of the spot market is crucial, as it ensures that trades can be executed efficiently at competitive prices. Major financial centers and exchanges facilitate a vast volume of spot trading daily, making it a cornerstone of global finance. Understanding spotkaupankäynti is essential for anyone involved in financial trading or investment.