1. Retirement Age: One of the most notable changes is the gradual increase in the retirement age. The current retirement age is 63, but it is scheduled to rise to 65 by 2025 and to 67 by 2030. This adjustment is intended to address the financial challenges posed by an aging population and a shrinking workforce.
2. Pension System: The reform aims to modernize the pension system by introducing a more flexible and personalized approach to retirement planning. This includes the development of new pension products and the enhancement of existing ones to better meet the needs of different age groups and income levels.
3. Healthcare and Social Services: The reform also focuses on improving healthcare and social services. This involves increasing funding for healthcare providers, enhancing the quality of care, and expanding access to social services for those in need.
4. Financial Sustainability: To ensure the long-term financial stability of the social security system, the reform includes measures to increase contributions from both employers and employees. This is aimed at building a more robust financial foundation for future generations.
5. Digitalization: The reform emphasizes the importance of digitalization in delivering social security services. This includes the development of digital platforms for managing pensions, healthcare, and other social services, as well as the use of technology to improve the efficiency and effectiveness of social security administration.
Soteuudistukseen is a comprehensive and ambitious reform that seeks to address the complex challenges facing Finland's social security system. By focusing on financial stability, service quality, and long-term sustainability, the reform aims to create a more resilient and equitable social security system for all Finns.