Regionalklasse
Regionalklasse is a tariff element used in motor vehicle insurance in Germany to reflect geographic risk. Each insured vehicle is assigned to a Regionalklasse based on the postal code area where the vehicle is registered or primarily used. Regionalklassen are numerical categories; lower numbers indicate lower regional risk, higher numbers indicate higher risk. The exact number of classes and their mapping can vary by insurer, but many Tarife use a 1 to 7 scale.
Regionalklassen are defined by the insurance industry and published in an official Regionalklassenliste. The list is
The Regionalklasse can change if you move to a different postcode or if the insurer updates its