Pääomaprosentti

Pääomaprosentti, or capital percentage, is a financial metric used to assess the financial health and leverage of a company. It represents the proportion of a company's assets that are financed by equity capital, as opposed to debt. The calculation is typically made by dividing a company's equity by its total assets. A higher pääomaprosentti indicates that a larger portion of the company's assets is funded by its owners, suggesting a lower level of financial risk and greater financial stability. Conversely, a lower pääomaprosentti implies that the company relies more heavily on borrowed funds, which can increase financial risk, especially during economic downturns. Investors and creditors often use this ratio to gauge a company's ability to meet its financial obligations and its overall solvency. It is a key indicator in financial analysis and is frequently compared to industry averages to provide context. The specific interpretation of a "good" or "bad" pääomaprosentti can vary significantly depending on the industry and the company's business model.