Osatyökyvyttömyyseläke

Osatyökyvyttömyyseläke, often referred to as disability pension, is a social welfare benefit provided by the Finnish government to individuals who are unable to work due to a long-term illness, injury, or disability. The purpose of the pension is to maintain the financial well-being of those who are unable to support themselves through employment.

To qualify for osatyökyvyttömyyseläke, an individual must have a medical certificate indicating that they are unable to work for at least six months. The disability must be expected to last for at least one year or be of a permanent nature. The pension is calculated based on the applicant's previous earnings and the severity of the disability.

The amount of the pension varies depending on the individual's earnings and the severity of the disability. It is typically paid monthly and can be used to cover living expenses, medical costs, and other necessities. The pension is means-tested, meaning that the amount may be reduced if the individual has other sources of income.

Applicants must submit a medical certificate and other required documents to the Finnish Social Insurance Institution (Kela) to apply for the pension. The application process can be complex, and applicants may need to provide detailed medical information and proof of their earnings.

Osatyökyvyttömyyseläke is a crucial part of the Finnish social security system, providing financial support to those who are unable to work due to disability. It helps to ensure that individuals have access to basic necessities and can maintain their quality of life despite their disability.