Névértékhez

Névértékhez is a Hungarian term that translates to "face value" or "nominal value" in English. It is primarily used in financial and economic contexts to refer to the stated or inscribed value of a financial instrument or asset, as opposed to its market value or intrinsic worth.

For example, the nominal value of a bond is the amount that will be repaid to the bondholder at maturity, regardless of the price at which the bond was bought or is currently trading. Similarly, the face value of a share of stock is the par value assigned to it upon issuance, which is often a nominal amount like one Hungarian Forint and bears little relation to the stock's actual market price. In the context of currency, the face value refers to the denomination printed on a banknote or coin.

The distinction between nominal value and market value is crucial for investors and analysts. Market value fluctuates based on supply and demand, economic conditions, and company performance, while nominal value remains fixed unless the terms of the instrument are altered. Understanding névértékhez is important for calculating yields, premiums, discounts, and for appreciating the underlying structure of financial products. It serves as a baseline reference point for financial transactions and accounting.