Luottosummiin

Luottosummiin is a Finnish financial term used to refer collectively to credit sums recorded in financial documents. The expression applies in accounting, banking, and reporting contexts to denote the aggregate of credit amounts that affect accounts, such as loans extended, lines of credit, or funds received on credit. In Finnish, luottosumma is the singular form, and luottosummiin represents a plural inflected form used in sentences that require that case.

In practice, luottosummiin can appear in balance sheet notes, loan-portfolio analyses, and credit risk reports. It helps distinguish credits from debits and is often used when summarizing outstanding balances, committed facilities, or drawn amounts within a portfolio. The term is most common in Finnish-language financial literature and bank communications, and it tends to appear in documents aimed at internal reporting, audits, or regulatory reporting.

Linguistic and usage notes: the word is formed from luotto (credit) and summa (sum, amount), and is part of standard Finnish financial vocabulary. As with many financial terms in Finnish, its exact form changes with sentence structure; luottosummat would be the nominative plural, while luottosummiin is an inflected form chosen to fit the syntactic case of a clause. The term is mainly encountered in Finnish contexts and is less common outside professional financial discourse. See also luotto, summa, luottotappio, tase.