Lisäkattavuukset

Lisäkattavuudet, a Finnish term, translates to "additional coverages" or "supplementary coverages" in English. It refers to extra insurance options that can be added to a basic insurance policy to provide broader protection. These coverages are not typically included in standard policies and are purchased separately to tailor insurance to specific needs.

For example, in the context of home insurance, a basic policy might cover fire and theft. Lisäkattavuudet could then include coverage for natural disasters like floods, accidental damage, or even specific valuables like jewelry or art. Similarly, in motor insurance, a basic policy might cover third-party liability. Additional coverages could include comprehensive coverage for damage to one's own vehicle, roadside assistance, or coverage for specific types of accidents.

The purpose of lisäkattavuudet is to allow individuals and businesses to customize their insurance protection. By understanding their potential risks, they can select additional coverages that best address those risks, thereby ensuring they are adequately protected against a wider range of potential losses. The cost of these additional coverages varies depending on the type of insurance, the level of coverage, and the perceived risk. It is important for policyholders to carefully review their insurance needs and the available additional coverages offered by their insurance provider.