Käteisvaihtoa

Käteisvaihtoa, also known as cash-in-transit or cash-in-custody, refers to the secure transportation of cash between banks or financial institutions. This process is crucial for maintaining the liquidity and stability of the financial system. Käteisvaihtoa ensures that banks have the necessary cash on hand to meet customer withdrawals and other liquidity needs.

The process typically involves a specialized vehicle or container equipped with security features to prevent tampering or theft. The cash is transported during off-peak hours to minimize the risk of robbery. The driver, often referred to as a cash carrier, follows a strict route and reports to multiple points of contact during the journey.

Käteisvaihtoa is governed by strict regulations to ensure security and efficiency. These regulations include the use of armored vehicles, the requirement for multiple signatures for cash releases, and the implementation of surveillance systems. The process is also subject to regular audits to ensure compliance with security standards.

The primary goal of käteisvaihtoa is to facilitate the smooth operation of the financial system by providing banks with the cash they need to function effectively. It plays a vital role in maintaining public confidence in the banking sector by ensuring the availability of cash for everyday transactions.