Kárrendezési

Kárrendezési refers to the process of settling insurance claims following a loss or damage. This typically involves an assessment of the extent of the damage or loss, followed by a determination of the amount of compensation payable by the insurance company. The term originates from Hungarian and is commonly used in that context.

The kárrendezési process usually begins with the insured party reporting the incident to their insurance provider. The insurer then appoints a claims adjuster or assessor to investigate the circumstances of the loss. This investigation may involve inspecting the damaged property, gathering evidence, and reviewing relevant documentation such as police reports or repair estimates.

Once the assessment is complete, the adjuster determines whether the claim is valid under the terms of the insurance policy. If the claim is approved, the insurer will calculate the payout based on the policy's coverage limits and the assessed value of the loss. In cases where the insured and insurer disagree on the claim's value or validity, a negotiation or arbitration process may follow. The ultimate goal of kárrendezési is to provide financial compensation to the policyholder to help them recover from the loss.