Kuljetusvakuutus

Kuljetusvakuutus, known in English as transport insurance or cargo insurance, is a type of insurance that covers loss or damage to goods during transit. This coverage can extend from the point of origin to the final destination, protecting the owner of the goods from financial losses that may occur due to various perils encountered during transportation. These perils can include accidents, theft, damage, or natural disasters.

The specifics of kuljetusvakuutus can vary significantly depending on the type of goods being transported, the mode of transport used (such as sea, air, road, or rail), and the agreed terms between the insurer and the insured. It is often a crucial part of international trade, ensuring that the value of goods is protected throughout their journey across borders. The policy typically outlines what risks are covered, any exclusions, the sum insured, and the deductible.

There are different levels of coverage available, ranging from basic protection against major losses to comprehensive policies that cover a wider array of potential damages. Businesses that regularly ship goods, whether domestically or internationally, often utilize kuljetusvakuutus to mitigate the financial risks associated with the movement of their inventory and products. This insurance provides peace of mind and financial security for both the sender and the receiver of the goods.