Kamatozású

Kamatozású is a Hungarian adjective describing financial instruments or arrangements that earn or pay interest. The word derives from kamat, meaning interest, with the -ozó/-ású suffix forming an adjective that indicates “bearing or producing interest.” In financial contexts, kamatozású objects are those that generate a return through interest.

The term is commonly used for deposits, loans, and securities. Kamatozású betét refers to a bank deposit that earns interest for the depositor, while kamatozású kölcsön denotes a loan that accrues interest for the lender. Kamatozó állampapír, or interest-bearing government bonds, are securities that pay periodic interest to holders. The exact terms—the rate, frequency of payments, and whether interest is fixed or variable—are defined in contracts and can affect risk and return.

Variations in kamatozásinclude simple interest and compound interest, with compounding potentially occurring at different intervals (e.g., annually, semiannually, or quarterly). The overall yield depends on the interest rate, compounding, and the duration of the investment or loan. In contractual language, kamatozású devices are contrasted with kamatmentes (interest-free) arrangements.

In summary, kamatozású denotes financial arrangements that involve interest payments or accruals, common in banking, debt instruments, and investment products. It is a neutral, descriptive term used to characterize the yield-generating nature of an asset or liability.