Indfri

Indfri is a Danish verb used to describe the act of discharging a financial obligation or fulfilling a claim by paying the due amount. In common use, it covers paying off a debt, settling a loan, or redeeming a financial instrument. The related noun indfrielse refers to the act itself, while indfrielsesbeløb denotes the amount required to settle the obligation. In English, the closest translations are redemption or settlement.

In lending and borrowing contexts, to indfri a loan means to pay the outstanding principal and any accrued interest, thereby releasing both borrower and lender from future liability. This can occur at the scheduled maturity or earlier, as in prepayment. Early settlement may be subject to terms such as a prepayment penalty or a specified indfrielsessum, the figure required to fully close the loan at that time. Banks and lenders typically specify these amounts in loan documents and statements.

In the realm of securitites and debt instruments, issuers may indfri bonds or notes upon maturity or on call dates, paying the holder the nominal value plus any accrued interest to redeem the security. The process ends the investor’s entitlement to further payments under the instrument.

Usage notes: indfri is a standard term in Danish financial contracts and legal language. It is less common in everyday casual speech and is usually found in formal contexts such as loan agreements, bond prospectuses, and banking disclosures. Related concepts include indfrielse, for settlement terms, and prepayment conditions within loan documentation.