Hozam

Hozam is a Hungarian noun meaning yield or return. It is used to describe the amount produced or returned by a process, project, or investment, and it appears in both agricultural and financial contexts.

In agriculture, hozam refers to crop yield, typically expressed as mass per unit area (for example, tonnes per hectare) or as total harvest value. Hozam is influenced by inputs such as seed quality, fertilizer, irrigation, and weather, as well as farming practices. The term often occurs in phrases like terméshozam (crop yield) or hozam hektáronként (yield per hectare).

In finance, hozam denotes the return on an asset over a specified period. It can include income (interest or dividends) and capital gains, and is often reported annually. It can be nominal (névleges hozam) or real (reálhozam) after adjusting for inflation. Common uses include bond yields (kötvényhozam), equity yields, and the concept of the yield curve (hozamgörbe).

Measurement and interpretation: higher hozam generally signals higher return but often involves higher risk; comparisons should account for time horizon and inflation. Investors and policymakers use hozam figures to evaluate investment performance, price securities, and plan agricultural budgeting. See also terms such as terméshozam, hozamgörbe, névleges hozam, reálhozam, and nettó/bruttó hozam.