Hoitokarttoja
Hoitokarttoja, also known as a "wellness card" or "health card," is a non-profit membership organization in Finland that provides financial support for people with long-term illnesses or disabilities. The card is issued by the Finnish Social Insurance Institution (Kela) and is designed to help members manage the costs associated with their health conditions.
Members of hoitokarttoja receive a monthly allowance, which can be used to cover various expenses such as
The hoitokarttoja system was established in 1972 and has since become an integral part of the Finnish
To qualify for a hoitokarttoja card, individuals must meet specific criteria set by Kela, which include having