Gesichertes

Gesichertes is the neuter singular nominative form of the German adjective gesichert, which translates to “secured”, “protected”, or “safeguarded” in English. The adjective is derived from the verb gesichern, meaning “to secure, to guarantee, or to safeguard”. It is commonly used to describe financial instruments, legal safeguards, or any object that has been made safe through some protection or guarantee.

In German grammar, gesichertes agrees in gender, number, and case with the noun it modifies. It has two masculine forms, gesicherter (nominative/accusative) and gesicherten (dative/accusative- plural), and a feminine form, gesicherte, used across all cases. The adjective can also be used predicatively: “Das geht gesichert.” (It is secured.)

Financial contexts frequently use gesichertes to refer to collateralized loans or securities. A “gesicherte Kredit” is a loan backed by collateral, reducing lender risk. In securities, a “gesicherte Anleihe” denotes a bond that is backed by tangible assets. The term appears in insurance and guarantee contracts as well, indicating that a liability is covered by a guarantee or a safeguard.

Synonyms include abgesichert, gesichert, und gesichert. The root verb appears in phrases such as „sicheren“, „sichern“ and adapted nouns like „Sicherung“ (safety measure). Typical usage in a sentence: „Der Vermögenswert ist gesichert durch Grundpfand.“ This illustrates the practical application of the term in everyday business and legal language.