Förmågesanpassade

Förmågesanpassade refers to a concept in Swedish social insurance law that allows for adjustments to an individual's pension based on their level of disability. The term is derived from the Swedish phrase "förmåge", meaning claim to a pension, and the verb "anpassa", meaning to adjust.

Under Swedish law, individuals with a certain level of disability may be eligible for a reduced pension. To qualify, an individual must suffer from a disability that affects their ability to work and earn a living. The Swedish Social Insurance Agency determines the individual's level of disability and calculates the adjusted pension accordingly.

There are different levels of disability, denoted as A, B, C, and D, each corresponding to a progressive level of impairment. Individuals with a disability classified as A or B may be eligible for an adjusted pension, taking into account the extent to which their disability affects their ability to work.

The adjusted pension is calculated based on the individual's previous earnings and the level of disability. The calculation takes into account the number of years the individual has been contributing to the social insurance system and the level of earnings during that period. Individuals with a disability classified as A or B may be eligible for a partial pension, which is calculated as a percentage of their previous earnings.

Förmågesanpassade pensions are an important aspect of Sweden's social insurance system, providing financial support to individuals who have been affected by a disability and are unable to work. The system aims to ensure that individuals with a disability receive a fair and adequate pension, reflecting their level of impairment and previous earnings.