Finanssivälitys
Finanssivälitys refers to financial intermediation in Finnish. It is the process by which financial institutions, such as banks, investment firms, and insurance companies, act as intermediaries between savers and borrowers. These institutions channel funds from those who have surplus capital to those who need capital for investment, consumption, or other purposes. This intermediation plays a crucial role in the functioning of the economy by facilitating the flow of money and enabling efficient allocation of resources.
The core function of finanssivälitys involves mobilizing savings, which can then be provided as loans or investments.
Key players in finanssivälitys include commercial banks, which are primary deposit-taking and lending institutions, and investment