FIBAn

FIBAn is a fictional international financial organization created for purposes of illustration and world-building. The name stands for the Financial Information and Banking Alliance Network, a cooperative of central banks, regulatory bodies, and large financial institutions designed to promote interoperability, data standardization, and secure payment systems across borders.

In the fictional framework, FIBAn operates with a Governing Council, a rotating chair, a Secretariat, and several technical committees focused on payment systems, data schemas, cybersecurity, and anti-money-laundering controls. It develops voluntary guidelines and technical specifications intended to harmonize cross-border transactions, standardize reporting templates, and coordinate incident response protocols. While influential in the narrative, adoption of FIBAn standards is portrayed as voluntary and uneven across jurisdictions.

History and development are described as a response to growing globalization and the need for faster, cheaper international settlements. In the story timeline, discussions begin in the late 2000s, with a formal charter established in the early 2010s and regional chapters expanding through the decade. The organization is depicted as collaborating with real-world bodies such as central banks and international financial institutions, while maintaining an independent, non-governmental status within the fiction.

Membership includes central banks, supervising authorities, and select large banks and payment providers. Critics within the fictional world point to governance complexity and potential data-sharing concerns, whereas supporters argue that FIBAn could improve transparency and systemic resilience.