Eläkeoikeus

Eläkeoikeus refers to the right to receive a pension. In Finland, this right is primarily established through employment. When an individual works, contributions are typically made to a pension insurance, which accrues pension entitlement. The specific conditions for eläkeoikeus, such as the age at which one can retire and the amount of pension received, are determined by Finnish legislation. There are different types of pensions, including earnings-related pensions, which are based on an individual's salary history, and national pensions, which provide a basic income for those who do not qualify for an earnings-related pension or whose earnings-related pension is very low.

The accrual of eläkeoikeus is a gradual process, meaning that the longer a person works and contributes, the larger their potential pension will be. Retirement ages have been subject to reform in Finland, often linked to life expectancy, to ensure the sustainability of the pension system. Individuals can typically find information about their accrued pension rights and their expected retirement age from their pension providers. In certain situations, such as disability or unemployment, it may be possible to access pension benefits earlier, subject to specific criteria and assessments. The legislative framework surrounding eläkeoikeus is designed to provide economic security for individuals in their old age or in case of inability to work.