Dekkingscijfer

Dekkingscijfer, also known as the coverage number, is a term used in the field of insurance to describe the amount of coverage provided by an insurance policy. It is typically expressed as a percentage and indicates the proportion of the insured amount that will be covered by the insurance in the event of a loss. For example, a dekkingscijfer of 80% means that the insurance will cover 80% of the insured amount, and the policyholder will be responsible for the remaining 20%.

The dekkingscijfer is an important factor to consider when selecting an insurance policy, as it directly affects the financial burden on the policyholder in the event of a claim. A higher dekkingscijfer generally means more coverage and less out-of-pocket expense, while a lower dekkingscijfer may result in higher deductibles or copayments.

In some cases, the dekkingscijfer may be subject to certain conditions or limitations, such as deductibles, coinsurance, or exclusions. These conditions can affect the overall coverage provided by the policy and should be carefully reviewed by the policyholder.

The dekkingscijfer is a key component of insurance policies and plays a crucial role in determining the level of protection and financial responsibility associated with the coverage. It is essential for policyholders to understand the dekkingscijfer and its implications when selecting and managing their insurance policies.