Créditos

Créditos is the plural form of crédito in Portuguese and Spanish, used in several domains to denote credit-related concepts, attribution, or units of measure. The exact meaning depends on context, including finance, education, media, and digital environments.

In finance, créditos describe borrowing arrangements such as loans or lines of credit that individuals or companies may obtain. Credit products include mortgages, personal loans, and credit cards. Availability and terms depend on risk assessment, interest rates, and repayment schedules. In accounting, crédito denotes the right-hand side of a journal entry, typically increasing liabilities, equity, or revenue and decreasing assets.

In education, academic credits quantify student workload and progress toward a degree. Programs specify a required number of credits; in Europe, credit transfer systems (ECTS) standardize this measure, with 1 ECTS equating to roughly 25–30 hours of work.

In film, television, and other media, credits are lists acknowledging contributors, including cast, crew, and production companies. Opening credits identify principal participants; closing credits enumerate all involved, and rights to use the credits may be governed by contracts and copyright.

In digital services and retail, créditos may function as store credits or virtual currency used to purchase goods or access services; the term can also signal recognition of contributions.