Crédiblys

Crédiblys is a financial technology company that provides small business loans. Founded in 2016, the company focuses on leveraging technology to offer a faster and more streamlined loan application and approval process compared to traditional banks. Their primary service involves providing working capital loans to businesses that may not qualify for traditional financing due to factors such as short operating history or specific credit profiles.

The company utilizes an online platform where businesses can apply for loans. Crédiblys assesses applicants based on a range of data points, including financial statements, credit history, and business performance metrics. This data-driven approach allows them to make lending decisions more rapidly. They offer various loan products, including term loans and lines of credit, with repayment terms typically ranging from several months to a few years.

Crédiblys aims to support small and medium-sized enterprises by providing accessible capital for growth, operational expenses, or other business needs. Their business model is built on offering flexible lending solutions that cater to the unique challenges faced by smaller businesses in securing funding. The company operates primarily in the United States.