Biztosítatlanok

Biztosítatlanok refers to individuals or entities in Hungary who lack mandatory insurance coverage for certain risks. This term most commonly relates to mandatory health insurance, but can also extend to other forms of insurance required by law, such as vehicle insurance or liability insurance.

In the context of health insurance, individuals who are "biztosítatlanok" are not contributing to the public health insurance fund and therefore are not entitled to publicly funded healthcare services. This can arise from various circumstances, including being unemployed and not registered with the relevant employment services, being self-employed and failing to make insurance contributions, or not being covered through another person's insurance (e.g., as a dependent).

The Hungarian National Health Insurance Fund (Nemzeti Egészségbiztosítási Alapkezelő - NEAK) is responsible for managing the health insurance system. Individuals identified as "biztosítatlanok" may face penalties, including retrospective premium payments and potential limitations on accessing healthcare. There are specific regulations and procedures for individuals to regularize their insurance status to avoid these consequences and regain access to healthcare services. The laws regarding insurance obligations are detailed and can vary depending on an individual's employment status and residency.