Assurée

Assurée is a French term that translates to "insured" in English. It refers to an individual or entity that is covered by an insurance policy. This coverage provides financial protection against potential losses or damages. The terms of the assurance are outlined in a contract, known as a police d'assurance, between the assurée and the insurer.

The concept of assurée is fundamental to the insurance industry. Whether it's for health, life, property, or automobile insurance, the assurée is the party who benefits from the coverage. In return for premiums paid, the insurer agrees to compensate the assurée for specified events. The specific risks covered and the extent of the coverage are determined by the insurance policy's conditions.

In legal and financial contexts, the term assurée is crucial for defining rights and responsibilities. It is important for individuals and businesses to understand their status as an assurée and the implications of their insurance policies. The insurer's obligation is to provide the agreed-upon benefits to the assurée when a covered event occurs. The assurée, in turn, has obligations such as paying premiums and providing accurate information to the insurer.