Ansioeläkkeinä

Ansioeläkkeinä refers to pension benefits earned through employment in Finland. These pensions are funded by contributions made by both employees and employers during the working years. The amount of the ansioeläke is calculated based on an individual's earnings history and the pension accrual rates applicable during their working life.

Finland's earnings-related pension system is managed by various pension institutions, such as Ilmarinen, Varma, and Elo, which administer the funds collected from contributions. When an individual reaches the statutory retirement age, they can apply for their ansioeläke. The pension amount is typically paid out monthly for the rest of the pensioner's life. There are also provisions for disability pensions and partial old-age pensions within the ansioeläke framework, allowing for flexibility based on individual circumstances. The system aims to provide a secure income for individuals after their working careers conclude, based on their contributions and earnings.