Adjustors

Adjustors, also known as claims adjusters or insurance adjusters, are professionals who investigate insurance claims. Their primary role is to determine the extent of an insurance company's liability for a loss and to negotiate a settlement with the claimant. When a policyholder files a claim, an adjustor is assigned to the case to assess the damage or loss. This typically involves visiting the site of the damage, interviewing the claimant and witnesses, reviewing police reports or other relevant documentation, and estimating the cost of repairs or replacement.

Adjustors work for insurance companies, independent adjusting firms, or as public adjusters who represent the policyholder. They must possess strong analytical and investigative skills, as well as a thorough understanding of insurance policies and relevant laws. Different types of adjustors specialize in various types of claims, such as property damage, auto accidents, workers' compensation, or liability. Their work requires meticulous record-keeping and clear communication with all parties involved. The ultimate goal of an adjustor is to ensure that claims are processed fairly and accurately, according to the terms of the insurance policy.