Überweisungsbelege

Überweisungsbelege, often translated as transfer receipts or payment confirmations, are documents generated by banks or financial institutions to acknowledge the successful completion of a money transfer. They serve as proof that a specific amount of money has been debited from one account and credited to another. These receipts typically contain essential details such as the sender's and receiver's account information, the amount transferred, the date and time of the transaction, a unique reference number, and the name of the bank processing the transfer.

In Germany, for example, Überweisungsbelege are commonly issued for various types of transactions, including SEPA transfers, international payments, and internal transfers between accounts within the same bank. They can be physical documents printed at an ATM or a bank counter, or digital confirmations sent via email or displayed within online banking portals. The purpose of a Überweisungsbeleg is multifaceted: it provides assurance to both the sender and receiver that the transaction has occurred, aids in financial record-keeping, and can be used as evidence in case of any disputes or discrepancies related to the payment. For businesses, these receipts are crucial for accounting and auditing purposes, ensuring accurate tracking of income and expenses.