Értékpapírok

Értékpapírok, or securities, are financial instruments that represent a monetary value. They are tradable on financial markets and can be bought and sold by investors. The primary purpose of securities is to allow entities, such as corporations and governments, to raise capital by selling ownership stakes or borrowing money.

There are several broad categories of securities. Equity securities, such as stocks, represent ownership in a company. When you buy stock, you become a shareholder and have a claim on the company's assets and earnings. Debt securities, such as bonds, represent a loan made by an investor to an issuer. The issuer promises to repay the principal amount on a specified maturity date and usually pays periodic interest.

Other types of securities include derivatives, which derive their value from an underlying asset, and hybrid securities, which combine features of both equity and debt. Securities markets, like stock exchanges, provide a platform for the trading of these instruments, facilitating price discovery and liquidity. Regulatory bodies oversee these markets to ensure fairness and transparency. Investors use securities as a way to potentially grow their wealth, but they also carry risks, including the possibility of losing invested capital. The value of securities can fluctuate based on market conditions, company performance, and economic factors.