Átutalással

Átutalással refers to a bank transfer, a method of moving money electronically from one bank account to another. It is a common and secure way to conduct financial transactions, widely used for payments, remittances, and other monetary exchanges. The process typically involves initiating the transfer through a bank's online portal, mobile app, or at a physical branch.

To initiate an átutalással, the sender usually needs to provide specific details about the recipient's account. This includes the recipient's name, the bank's name, and the recipient's account number. In many countries, an International Bank Account Number (IBAN) is also required for international transfers, and a Bank Identifier Code (BIC) or SWIFT code is needed to identify the specific bank.

Once the details are entered and confirmed, the sender authorizes the transfer. The originating bank then debits the sender's account and sends the funds to the recipient's bank through various interbank payment systems. The time it takes for the funds to arrive in the recipient's account can vary depending on factors such as the banks involved, the countries of origin and destination, and whether the transfer is domestic or international. Fees may apply for átutalással, which can differ based on the financial institution and the type of transfer.