yhdistelmäkansaneläke

Yhdistelmäkansaneläke is a Finnish term referring to a combined pension that consists of two parts: the national pension and the earnings-related pension. This type of pension was available to individuals who had an entitlement to both the basic national pension and an earnings-related pension earned through employment. The intention behind the combined pension was to ensure a basic level of income security for individuals who had a limited earnings-related pension due to shorter working histories or lower earnings, while still recognizing their contributions to the earnings-related pension system.

The national pension part provided a basic safety net, while the earnings-related pension part supplemented this based on the individual's work history and earnings. Eligibility criteria and the calculation of the combined pension were governed by Finnish social security legislation. This system aimed to provide a more comprehensive retirement income for those who fell between the cracks of having only one type of pension.

In recent years, the Finnish pension system has undergone reforms. The focus has shifted towards a more integrated system where the earnings-related pension plays a more significant role, and the national pension's role has been re-evaluated and its structure changed. While the specific term "yhdistelmäkansaneläke" might refer to a historical entitlement, the principle of combining different pension components to ensure adequate retirement income remains a core aspect of social security planning in Finland. Understanding this concept is important for grasping the evolution and structure of Finland's pension system.