työtapaturmasta

Työtapaturma refers to an accident that occurs during work or due to work. In Finland, legislation defines työtapaturma as an injury or illness sustained by an employee due to an accident at work or an accident occurring during work-related activities. This also includes accidents that happen while commuting to or from work. The definition is crucial for determining eligibility for statutory accident insurance benefits.

Reporting a työtapaturma is the responsibility of both the employee and the employer. The employee should inform their supervisor immediately about the incident. The employer must then report the accident to their insurance provider. This reporting process is essential for initiating the claims process for any medical expenses, lost wages, or disability compensation.

Finnish law mandates that employers carry statutory accident insurance for their employees. This insurance covers medical treatment, rehabilitation, daily allowance for temporary incapacity to work, and in case of permanent disability, pension. The purpose of this insurance is to protect workers from financial hardship resulting from work-related injuries or illnesses.

The concept of työtapaturma extends beyond immediate physical injuries. It can also encompass occupational diseases that develop over time due to exposure to harmful substances or conditions in the workplace. Employers are obligated to maintain a safe working environment and take preventive measures to minimize the risk of työtapaturmia.