työkyvyttömyyseläkkeenä

Työkyvyttömyyseläke is a Finnish term referring to a disability pension. It is a benefit granted to individuals who are unable to work due to illness or injury. The entitlement to a työkyvyttömyyseläke is assessed based on an individual's reduced work capacity, considering their age, education, and previous work history. The assessment is typically made by medical professionals and pension providers.

To be eligible for a työkyvyttömyyseläke, a person's work capacity must be assessed as permanently reduced by at least two-fifths. This reduction can be due to a medical condition that is expected to last for a prolonged period. The duration of the pension can be temporary or permanent, depending on the prognosis of the illness or injury.

The amount of the työkyvyttömyyseläke is calculated based on the individual's earnings history and the duration of their employment before becoming unable to work. It aims to provide a reasonable level of income replacement. Finnish social security legislation, administered by institutions like Kela and the Finnish Centre for Pensions (Eläketurvakeskus), governs the conditions and procedures for applying for and receiving a työkyvyttömyyseläke. Re-examinations may be conducted to assess if the work capacity has changed.