tarbimisvõlga
Tarbimisvõlga is an Estonian term that translates to "consumer debt." It refers to the total amount of money owed by individuals and households for goods and services that have been purchased but not yet paid for. This can include a wide range of debts such as credit card balances, personal loans, car loans, mortgages, and student loans.
The prevalence of consumer debt is a significant factor in a nation's economy. High levels of consumer
Factors influencing consumer debt levels include interest rates, economic conditions, personal income, and consumer confidence. When
Monitoring consumer debt is important for both individuals and policymakers. For individuals, managing debt effectively is