skuldsankning
Skuldsankning, also known as debt forgiveness or debt cancellation, is a process by which a debtor's outstanding debt is reduced or eliminated. This can occur through various means, including legal settlements, government programs, or agreements between the debtor and creditor. Debt forgiveness can be voluntary, where the debtor chooses to settle the debt for less than its full amount, or involuntary, where the debt is canceled due to legal or regulatory actions.
In many jurisdictions, debt forgiveness is subject to specific rules and regulations. For example, in the United
Debt forgiveness can have significant implications for both debtors and creditors. For debtors, it can provide
In some cases, debt forgiveness may be controversial or subject to legal challenges. For example, in the