skuldprövningen
Skuldprövningen, often translated as "debt review" or "debt counselling," is a process in Sweden designed to help individuals struggling with overwhelming debt. It is initiated by a person who cannot manage their financial obligations and seeks assistance from a municipality. The primary goal is to assess the individual's financial situation and develop a plan to resolve their debt problems.
The process typically involves a municipal debt counsellor who meets with the individual to gather information
If an agreement is reached between the debtor and the creditors, the individual enters into a formal