sairastuspäivärahaa

Sairauspäiväraha is a sickness allowance paid in Finland to compensate for income loss due to illness. It is a form of social security provided by Kela, the Social Insurance Institution of Finland. To be eligible for sickness allowance, an individual must be unable to work due to a medical condition and have been insured in Finland. The allowance is typically granted for a limited period, and a doctor's certificate is required to support the claim.

The amount of sickness allowance is based on the individual's income. It is usually calculated as a percentage of the taxable income from the previous year. There is a minimum and maximum daily allowance amount. The allowance is subject to income tax. For the first nine days of sickness, the employer is generally responsible for paying a sickness benefit, after which Kela takes over the payment if the illness continues.

There are conditions that can affect the right to sickness allowance, such as if the illness is self-inflicted or if the insured person is not following medical advice. The duration for which sickness allowance can be paid is generally limited, with possibilities for extensions under certain circumstances. When applying for sickness allowance, individuals need to submit a medical certificate and any other required documentation to Kela.