reáljövedelmet

Reáljövedelem, often translated as real income, refers to the amount of goods and services an individual or household can purchase with their nominal income after accounting for inflation. Nominal income is the stated amount of money earned, while real income adjusts this amount for changes in the purchasing power of money. For example, if a person's nominal income increases by 5% in a year, but the inflation rate is also 5%, their real income remains unchanged because the cost of goods and services has risen at the same pace. However, if inflation is only 2%, their real income would have increased by 3%.

Understanding real income is crucial for assessing an individual's or household's true economic well-being. A rise in nominal income does not necessarily translate to an improved standard of living if it is outpaced by inflation. Conversely, a decrease in nominal income might not signify a decline in living standards if inflation has fallen even more significantly. Economists and policymakers frequently use real income measures to track economic growth, consumer spending power, and the effectiveness of economic policies. It provides a more accurate picture of how people's financial situations are changing over time than nominal income alone.