pensioone
Pensioone, often translated as pension, refers to a retirement plan that provides a regular income to individuals after they stop working. These plans are typically established by employers or governments to ensure financial security for their employees or citizens during their later years. There are several types of pension schemes, including defined benefit plans, where the retirement income is predetermined based on factors like salary and years of service, and defined contribution plans, where the retirement income depends on the contributions made and their investment performance.
The primary goal of a pension is to replace a portion of an individual's pre-retirement income, allowing