pankkikirjan

A pankkikirja, also known as a bank book or passbook, is a physical record of a bank account maintained by a financial institution. It serves as a tangible record of all transactions made to and from the account, providing a clear and detailed history of financial activities. Each entry in a pankkikirja is typically dated, and includes details such as the transaction type, amount, and balance after the transaction. This document is essential for verifying financial transactions and resolving disputes. Pankkikirjat are less common in modern banking due to the prevalence of digital banking and online account management systems. However, they remain a valuable tool for individuals who prefer physical records or require them for legal or administrative purposes. The use of pankkikirjat is regulated by banking laws and standards, ensuring that they are accurate and reliable.