luottoriskejään
Luottoriskejään is a Finnish term that translates to "credit risk" or "credit exposure" in English. It refers to the potential financial loss that a lender may incur if a borrower defaults on their debt obligations. This can include loans, bonds, or any other form of credit extended. Understanding and managing luottoriskejään is a fundamental aspect of financial institutions and businesses that extend credit.
There are several types of luottoriskejään. Counterparty risk is the risk that the other party in a
Financial institutions employ various strategies to mitigate luottoriskejään. These include thorough credit assessments of borrowers, diversification