korkojärjestelmä
Korkojärjestelmä refers to the system of interest rates within an economy. It encompasses the various rates charged and paid on loans, deposits, and other financial instruments. The central bank of a country typically plays a significant role in influencing the korkojärjestelmä through its monetary policy. By adjusting its key policy rates, the central bank can affect the cost of borrowing for commercial banks, which in turn influences the interest rates offered to businesses and consumers.
Interest rates are a crucial mechanism for managing inflation and stimulating economic activity. Higher interest rates
Different types of interest rates exist within the korkojärjestelmä, including overnight rates, interbank rates, mortgage rates,