järelmaksuleping

A järelmaksuleping, often translated as an installment agreement or deferred payment agreement, is a contract between a seller and a buyer where the buyer agrees to pay for goods or services over a period of time in predetermined installments. This arrangement is common for larger purchases where immediate full payment may not be feasible for the buyer. The agreement typically outlines the total price, the amount of each installment, the frequency of payments, and the duration of the payment period. Interest may or may not be included in the installment payments.

The järelmaksuleping serves as a legal document that details the rights and obligations of both parties. The seller retains ownership of the goods until the final payment is made, or a different agreement is specified. The buyer, in turn, has the right to use and possess the goods during the repayment period. Failure to make payments as agreed can lead to penalties, repossession of the goods, or legal action by the seller. It is important for both parties to fully understand the terms and conditions before signing a järelmaksuleping. This type of financing can be offered by the seller directly or through a third-party financing company.