hazinesi
Hazinesi is a term used in theoretical discussions of community resilience to describe a class of practices through which groups coordinate to anticipate, mutualize, and mitigate hazards. The coinage is typified by informal networks, local knowledge, and voluntary cooperation designed to share burden and reduce exposure to risk. In the hazinesi model, risk is managed through three interlocking mechanisms: risk pooling, information exchange, and adaptive governance. Members contribute labor, material resources, or funds during calm periods, which are then allocated during emergencies or high-risk times. Information networks—often informal and trust-based—facilitate rapid dissemination of warnings and verified guidance, while adaptive governance allows rules and norms to evolve in response to new hazards or shifting conditions.
Hazinesi is typically explored in theoretical or fictional contexts, where researchers use it to compare with
In practice, hazinesi-style arrangements are compared to mutual aid, community-based disaster risk reduction, and informal insurance.