haiguspäevatoetus

Haiguspäevatoetus, or sickness daily allowance, is a cash benefit in Estonia provided to insured persons who are unable to work due to illness or injury. The benefit is paid by the Estonian Health Insurance Fund (Haigekassa) and forms part of the country's social security system, offering financial support during medically certified absences from work.

Eligibility and basis: To receive haiguspäevatoetus, a person must be covered by Estonian health insurance and have accrued entitlements through contributions. A medical certificate (sick leave) must confirm incapacity for work. The scheme covers various categories of insured persons, including employees and many self-employed individuals, though specific rules apply to different groups. The benefit applies to days of sickness that are documented and authorized by the appropriate medical and administrative channels, typically with documentation submitted to Haigekassa.

Amount and duration: The daily allowance is calculated on the basis of the insured person’s average daily wage and is subject to statutory minimums and maximums. The benefit is paid for days covered by the sick leave certificate and can be adjusted as the medical situation evolves. The duration is limited by legal rules and the duration of the medical certification; extensions may be possible if the illness continues and is medically certified.

Administration: The doctor issues the sick leave certificate, and the employer, as required, reports the absence to the relevant authorities. Haigekassa processes and pays the benefit to the insured person in accordance with current legislation. The system is designed to complement other social protections and employment rights, supporting recovery by mitigating income loss during illness.